Frequently Asked Medicare Questions
What does a Medicare insurance broker do?
A Medicare insurance broker helps you understand available Medicare coverage options and compare plans based on your individual healthcare needs. David Richardson works one-on-one with clients to explain their options and help make the Medicare decision process easier to understand.
Do I have to pay RVA Medicare Advocates for help?
There is typically no direct cost to you for David's assistance when selecting eligible Medicare insurance products. Insurance brokers are generally compensated by insurance companies when an enrollment occurs. David can explain how this works during your conversation.
Can you help me if I already have a Medicare plan?
Yes. You don't have to be new to Medicare to ask for help. David can review your current coverage, answer questions about your benefits and help you understand your options when you're eligible to make a change.
What areas does RVA Medicare Advocates serve?
RVA Medicare Advocates is based in the greater Richmond, Virginia area and helps Medicare beneficiaries throughout Virginia, subject to David's licensing and the availability of plans in each service area.
Can David help me understand a Medicare bill or coverage problem?
Yes. Part of RVA Medicare Advocates' approach is providing support beyond enrollment. David can help you better understand coverage questions, benefits and insurance or billing issues and help identify appropriate next steps.
When should I start looking at Medicare options?
It's a good idea to begin learning about Medicare before you become eligible so you have time to understand your choices. If you're already enrolled, reviewing your coverage periodically can help make sure it continues to align with your needs.
Does RVA Medicare Advocates represent every Medicare plan?
No. RVA Medicare Advocates represents certain insurance organizations and plans. The specific organizations and products available vary by location. Medicare beneficiaries can also visit Medicare.gov or call 1-800-MEDICARE for information about all available options.